OX & WOLF is honored to have assisted the APC Banking Group with its corporate restructuring, which resulted in the legal merger of APC Bank N.V. and PSB Bank N.V.. This milestone represents an important step in the Group’s strategic evolution.
The transaction was led by our partner Sueena Francisco, with contributions from partners Mayesi Hammoud, Carine Jänsch, and Sabine Altena. Our team provided comprehensive legal support throughout every phase of this complex process.
Congratulations to everyone at the APC Banking Group. It’s been a privilege to support your team on this important journey. At OX & WOLF, we’re dedicated to guiding our clients through high-impact transitions with precision, commitment and care.

A new chapter for APC Banking Group: Legal guidance by OX & WOLF
EXPERTISE
- Litigation
- Insurance and Liability
- Commercial Contracts
- Employment
- Shipping, Transport and Logistics
EXPERIENCE
Mayesi is the current co-managing partner of OX & WOLF.
She is a highly qualified and experienced litigator. She assists international and local clients in the public and private sectors in complex litigation. She focusses on contracts, torts, insurance & liability, employment, corporate governance and maritime matters.
Mayesi is strategic, highly responsive, pragmatic and has a detailed knowledge of the law. She has an exceptional ability to quickly see all angles of any given issue, both legally and from a business and/or political perspective. She has the innate ability to stay calm in any situation, providing exceptional comfort to her clients. Her extraordinary skill set makes her the general counsel and litigator of choice for large local and international corporates. Her track record is impeccable, and she is highly respected by her peers for her expertise, experience, poise and integrity.
Mayesi is a member of the disciplinary boards for attorneys in Curaçao and Aruba. She is also a member of the civil servants and arbitration committee in Curaçao. She co-authored the chapter on the arrest of vessels in the Wolters Kluwer Maritime Law Handbook. Mayesi was previously a member of the Social Economic Council of Curaçao.
Mayesi is ranked individually by Chambers and Partners in the Chambers Global and the Legal500 Guide.
Quote from Legal500 2026: “Our collaboration with Mayesi Hammoud is defined by a strong sense of trust, transparent communication, and a proactive mindset. This has resulted in a lasting and highly effective working relationship, built on mutual commitment and professionalism. Mayesi is sharp in analysis, meticulous in preparation, and highly effective in negotiations and litigation. Her approach is always solution-oriented, with a strong emphasis on achieving our goals efficiently.”
EXPERTISE
- Employment
- Litigation and Dispute Resolution
- Hospitality and Leisure
EXPERIENCE
Karina is the current co-managing partner of OX & WOLF.
She started her career as an attorney with VANEPS, where she specialized in employment law, while also focusing on litigation in the commercial practice in general.
Karina is a pragmatic, straightforward and hands-on attorney and provides clients with strategic advice in all employment related matters and proceedings, such as reorganizations, mergers & acquisitions, (collective) labor disputes, collective and individual redundancies and immediate dismissals. In addition to the aforementioned Karina runs a general commercial litigation practice.
Karina used to be guest lecturer in employment law at the University of Curaçao and was nominated as the rising star in employment law by her peers in a quality ranking of the Dutch Caribbean Legal Portal. Karina also regularly provides lectures on employment issues for her clients and other interested parties.
EXPERTISE
- Corporate, Mergers and Acquisitions
- Banking, Finance and Investment Management
- Regulatory
- Corporate Governance
EXPERIENCE
Sabine is a corporate and finance lawyer with twenty-five years of experience. Sabine advises both national and international clients on their (equity) structuring and corporate governance. She regularly assists corporate clients and private equity firms with mergers, acquisitions and restructuring transactions. Her clients also seek her advice on matters driven or affected by the supervision and regulation of the Central Bank.
During her career Sabine has held several additional positions. She was a board member of the Curaçao International Financial Services Association (CIFA) and was a part-time lecturer at the University of Curaçao (UoC). She currently serves on the supervisory boards of an insurance company.
Sabine is ranked by Chambers and Partners in the Chambers Global Guide since 2016.
RECENT PUBLICATIONS
Tijdschrift Ondernemingsrecht 2022/71, Financial Supervision in the Dutch Caribbean.
EXPERTISE
- Litigation and Dispute Resolution
- Real Estate and Project Development
- Corporate Law, Mergers and Acquisitions
- Hospitality and Leisure
EXPERIENCE
Michiel heads the Bonaire branch of OX & WOLF.
Michiel provides legal services to clients with interest in Curaçao and Bonaire, focusing on real estate, project development, corporate matters and commercial contracting.
Over the years, Michiel has advised clients in numerous real estate and corporate transactions and gained extensive experience in litigating matters concerning real estate in the broadest sense, project development and corporate disputes. His clients include real estate developers and investors, real estate agents, construction companies. Michiel also acts as sparring party for many of his clients in the hospitality sector, e.g. hotel and restaurant owners and operators.
EXPERTISE
- Intellectual Property
- Commercial Contracts
- Tech, Data, Telecom, Media and Entertainment
- Litigation and Dispute Resolution
EXPERIENCE
Carine assists a variety of clients, ranging from globally operating companies to regional service providers and local tech start-ups. Carine is a seasoned counsel and litigator, particularly in the areas of intellectual property, media and entertainment, online gaming, privacy, competition and commercial contracts.
Although well-equipped to guide her clients through the challenges of proceedings before any of the courts in the Dutch Caribbean, Carine is also committed to investigate a settlement if this is in the best interest of her client.
Currently, Carine serves as the president (deken) of the Curaçao Bar Association. As a long-time member of the International Trademark Association (INTA) and the Asociación Interamericana de la Propriedad Intelectual (ASIPI), Carine has an extensive network of expert lawyers who are frequently contacted to the benefit of her clients.
RECENT PUBLICATION:
Caribisch Juristenblad (CJB) 2020/4, p. 567-580, Het recht van de intellectuele eigendom 2000-2020, C.A.D. Jänsch and J.A. de Baar.
EXPERTISE
- Corporate, Mergers and Acquisitions
- Banking, Finance and Investment Management
- Regulatory
- Commercial Contracts
- Energy Law
EXPERIENCE
Sueena’s main areas of specialization are corporate and financial law, financial regulatory law and energy law. She has vast experience with mergers & acquisitions, corporate and financial (re)structurings and advising her clients within the private -, (semi-)public- and energy and industrial sectors on a variety of subjects within her areas of specialization. With a good understanding of dynamics in the board room on all levels of top-management, she is known to be a sound and strategic board room advisor.
Sueena serves as a supervisory board member of the Bureau for Supervision and Standardization of Government Entities, is the chairwoman of the board of trustees of the University of Curacao and is the chairwoman of the board of trustees of the multi-sectoral Regulatory Authority of Curacao.
EXPERTISE
- Litigation and Dispute Resolution
- Insurance and Liability
- Shipping, Transport and Logistics
- Commercial Contracts
EXPERIENCE
Willemieke is a skilled commercial lawyer specialized in cross-border litigation, insurance and transport law. She advises on commercial contracts, supports clients in negotiations and represents clients in various legal proceedings, including inquiry proceedings, enforcement of foreign judgments and arbitral awards and the levying and lifting of attachments. Clients describe her as hands-on, to the point, strategic and committed.
Willemieke also assists many players in the shipping industry. Her clients include (re)insurers, P&I Clubs, ship owners, agents, charterers, managers, cargo handling companies, maritime authorities and mortgagees. She is the go-to lawyer for arrests and judicial sales of vessels, cargo and bunkers on all the islands of the Dutch Caribbean (Aruba, Bonaire, Curaçao, Saba, Sint Eustatius, and Sint Maarten).
Willemieke serves as vice president of the Curacao Maritime Association, is a member of the Caribbean Committee of the Dutch Arbitration Association, and member of the Litigation, Insurance and Transport committees of the International Bar Association.
Legal 500 Caribbean 2025 praises Willemieke as Next Generation partners as a “very experienced, well-connected, practical and solution-oriented partner with in-depth legal knowledge.”








